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Electronic Funds Transfer (EFT) Instructions:

Your guide to sending electronic payments to the PostalOne!
Centralized Account Processing System (PostalOne!/CAPS)

 

 

 

Your ACH Credit or Fed Wire deposit transactions MUST be routed through Wells Fargo Bank.

See specific instructions below on where to route your CAPS ACH Credit or Fed Wire deposit transactions.

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I.       INFORMATION IN ACH CREDIT

A.       Banking Information

The following PostalOne!/CAPS Banking Information applies to ACH Credit (DO NOT USE FOR WIRE!):

Bank Name

Wells Fargo Bank

ABA # (Routing Transit Number)

107 005 432

Account Name (Payee’s Name)

United States Postal Service

Bank Account # (DFI Account Number Field)

87770000XXXXX (Note: where XXXXX is the customer’s CAPS Account Number)

The Bank account Number 87770000XXXXX is the USPS ACH account number assigned to each PostalOne!/CAPS account. The XXXXX is your 5-digit PostalOne!/CAPS account number assigned by the CAPS Unit. This field must be 13 numeric characters in length to process successfully.

The preferred data format for originating an ACH credit payment is CCD (Cash Concentration or Disbursement).  However, due to some PC package limitations, CTX (Corporate Trade Exchange) format are is also acceptable.  In addition, the CAPS banking information in the preceding table (data structure descriptions) must conform to the standards defined by National Automated Clearing House Association (NACHA).  Please contact your bank representative about your bank’s processing requirements.

B.      PostalOne!/CAPS Account Number Information

Based on the ACH format you choose to use, here is a list of fields for your PostalOne!/CAPS account number:

1.     For CCD-format, you can enter your PostalOne!/CAPS account number in the following fields:

§       Data element Identification Number, positions 40-54.

§       Data element Receiving Company Name, positions 55-76.

§       Data element Payment Related Information, addenda record positions 04-83.       

2.  For CTX-format, the following fields can be used:

§       Data element Identification Number, positions 40-54.  OR

§       Data element Receiving Company Name/ID Number, positions 59-74.

§       Do not use the Payment Related Information, addenda record positions 04-83.

II.       INFORMATION IN WIRE TRANSFER

A.       Banking Information

The following CAPS Banking Information applies to Wire Transfer (DO NOT USE for ACH Credit):

Bank Name

Wells Fargo Bank

ABA # (Receiver FI)

121 000 248

Acccount Name (Payee’s Name)

United States Postal Service

Bank Account # (Beneficiary field)

412 105 4068

PostalOne!/CAPS Account #

87770000XXXXX (Note: where XXXXX is the customer’s CAPS Account Number)

B.        PostalOne!/CAPS Account Number Information

Your PostalOne!/CAPS account Number is 87770000XXXXX, where XXXXX is your PostalOne!/ CAPS account number assigned by the CAPS Unit. This field must be 13 numeric characters in length to process successfully.

For wire transfer to your PostalOne!/CAPS account, you can use the  following fields to enter your PostalOne!/CAPS account number:

§       Originator to Beneficiary Information (OBI), position 6000. OR

§       Reference for Beneficiary, position 4320 OR

§       Payment Detail, position 70.  DO NOT use position 72.

You can use Originator field, position 5000, to enter your company name and address.

Regardless any of the above fields you use, the PostalOne!/CAPS account number should always begin the entry.  For example, if you are required to include in the fund transfer other information that is pertinent to your internal accounting system in the OBI field, enter the PostalOne!/CAPS account number at the first position before all the other information.

The data in the OBI field transmitted to our system will show as “87770000XXXXX NOV POSTAGE” or “87770000XXXXX On Behalf of ABC CORP.”